Directory
ISO ops tools, lined up the way residual managers talk about them
Lane labels are ours: crm, residuals, boarding, platform (does more than one core job). Processor notes are paraphrased from vendor marketing pages. If we cannot cite it, we write unknown.
| Product | Lane | Processor / data notes (public) | Pricing (public) | |
|---|---|---|---|---|
| NMI Merchant Central Formerly IRIS CRM Full lifecycle: pipeline, eSign, boarding, residuals, portfolio reporting. | platform | Lists Fiserv AccessOne Omaha/North, TSYS ELAPP / Express / PPM, Paysafe iAccess, Priority MXConnect, Worldpay MAG, Elavon, Clearent, more. | Not published. Sales-led. | nmi.com ↗ |
| ISOhub Merchant-services CRM: leads, onboarding docs, tickets, equipment, residuals/commissions. | crm | Unknown from public pages. Ask them for the boarding/residual file list before you buy. | Not published. Demo request. | isohub.io ↗ |
| Twill Calls itself an operating system for payments ISOs. Heavy on AI for sell / onboard / portfolio / residuals. | platform | Names residual/data sources: TSYS, Fiserv, Global, Elavon, Maverick, Priority, Kurv, North. | Not a flat SaaS menu. Vendor copy describes % of processing volume. | twillpayments.com ↗ |
| SplitRun Residual shop tool. Reads processor files, applies splits, builds agent statements and analytics. | residuals | Site: Fiserv, Global Payments, TSYS, Maverick, Elavon, Paysafe. | Listed plans around $49 / $149 / $299 per month plus usage. Confirm live. | splitrun.io ↗ |
| Fullcast residuals.fullcast.com Residual commission ops: multi-processor import, rule-based splits/overrides, branded statements, audit trail. | residuals | Multi-processor claimed. Specific brand list not fully public. Confirm in demo. | Not published. Sales-led. | residuals.fullcast.com ↗ |
| AboveBoard CRM Independently owned payments CRM (not owned by an ISO). Residuals module with overrides per MID. | crm | Claims native hooks to ISOs, processors, gateways. Named list incomplete on the marketing site. | Positions as affordable. Exact public price unknown. | aboveboardcrm.com ↗ |
| Centrex Software Primarily MCA / advance CRM with ISO and broker portals. On this sheet so you do not confuse it with classic acquiring stacks. | crm | Not a card-acquiring boarding matrix. Lender submissions, syndication, advance servicing. | Not published. Sales-led. | centrexsoftware.com ↗ |
| Luqra White-label processing platform / ERP: onboarding, in-house underwriting, agent hierarchy, residuals, branded merchant portals. | platform boarding | Public materials cite First Data and TSYS direct connections, plus underwriting data partners (MATCH, bank data, etc.). | Not published. Partner / sales-led. | luqra.com ↗ |
| PegasusCRM Enterprise merchant-services CRM: leads, e-sign MPAs, ticketing, equipment, partner/agent portals, residual calc. | crm platform | Integrated residual modules name TransFirst, Vantiv, First Data. Universal residual import for other processor files. Auto-board claims for First Data North, Vantiv, TransFirst. | Listed minimum $895/mo; office seats from ~$75–$85/user; agent seats lower. Confirm live. | pegasuscrm.net ↗ |
| ResidualsOS Residual/commission close for ISOs: upload processor files, reconcile to processor totals, partner splits, lock/publish, statements. | residuals | Any processor file layout claimed via upload/email intake. Named brand list not a marketing matrix — confirm against your residual files in a trial. | Flat monthly by active merchant accounts (tiers). Unlimited staff/partners on plan (vendor-stated). | residualsos.com ↗ |
| Agreement Express An NMI company (acquired 2022) Digital merchant onboarding + automated underwriting (ScanX): KYC/AML/OFAC, risk scorecards, auto-approve/decline thresholds. | boarding | Boarding/underwriting layer for ISOs, PayFacs, acquirers — not a residual calculator. Often paired with NMI Merchant Central after the acquisition. | Not published. Sales-led / NMI partner channel. | NMI acquisition note ↗ |
Re-check vendor sites before you commit budget. Seed from public marketing pages only. Next: vendor claim forms, richer processor columns (North vs Omaha, ELAPP vs Express), and residual-file format notes.
How to read a row
Start with lane. If you already have a CRM and hate month-end Excel, filter residuals. If boarding is the bottleneck, look at platform rows that name AccessOne / ELAPP / Express, then call them and ask for a live submission walkthrough.
Still on the research list
Commissionly, boarding-only APIs, and a few regional ISO CRMs. They are not omitted as a ranking judgment — rows ship when we can cite a public page without inventing processor columns.